Marine Insurance

Southeast Alaska, home to the Inside Passage, surrounded by water. We are living in a place where we are seeing boats, hearing boats, traveling on boats and working on boats. P-W Insurance deeply understand the hard work that goes into owning and operating a commercial boat. Whether you’re a commercial fisherman, jet boat tour operator, water taxi or offering custom yacht excursions – we can help craft a policy to meet your needs.

The last thing you want to be worried about, while on the water, is your insurance!  There are options to protect both the physical damage to your boat, the liability (both to others and to your crew), your loan obligations to a lender and pollution concerns.

Typical coverages should include:

• Hull & Machinery Coverage – damage to your boat
• Liability (Protection & Indemnity or P&I) – this is coverage for damages done to others, the property of others and coverage for injury to your crew
• Breach of Warranty – this will pay the amount of your loan balance and is protection for your lender
• Pollution – will provide coverage for cleanup after an oil or fuel spill

We also provide insurance for the following types of boats and personal watercraft:

• Commercial Fishing Boats
• Fishing Charter
• Tour Boats
• Ferries and Freight Services
• Custom Yacht Tours
• Other vessels with commercial use

Boat based businesses can have other concerns as well, and as an Independent Insurance Agent, we can review those risks and help formulate a plan.

• General Liability for the land-based portion of your operation
• Liquor Liability if you’re serving alcohol aboard your vessel
• Cyber Liability for online bookings
• Property & Equipment located shoreside
• Vehicles owned by the business
• And other risks that we will help identify

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.

Contact us today, and we'll help you protect what matters most.