What are the risks of owning a cabin…?
If a tree fell on your cabin, a fire damaged your oasis or someone was hurt on the property what plan do you have in place? Do you have insurance to help rebuild or cover your liability? Would you be required to pay out of pocket for some or all the repairs?
Remote cabins and secondary homes can be difficult to insure but there often solutions to ease your mind and financial burden in the event of a claim.
Your remote dwelling is important to you! When a loss occurs, you will file a claim with your insurance carrier, and work with a claims specialist to be paid for the expenses, minus any outstanding deductible amounts.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others.
For instance, if someone slips and falls in your cabin or is injured somewhere on your property, you can be held responsible. Liability coverage is there to protect you.
You could also potentially need insurance to protect you from having to pay for:
When you see an independent insurance agent like us you have the chance to explore all your options for insurance, and protect the things that are most important to you.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.
After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your personal policy.
Contact us today, and we'll help you protect what matters most.