Did you know that in the event of your untimely passing, your family would be responsible for your remaining debt?
Auto loans, student loans, boat loans, and mortgages- those don’t disappear when you do.
What is your financial plan to protect your family from that burden? How will they maintain their current quality of life without your income there?
Life Insurance is less expensive then you think!
- A Term Policy can be less then $20/month
- A Universal Life Policy can be less then $120/month
Don’t leave your family on the hook for your debt!
Here are a few other reasons to have life insurance:
- charitable donations
- pay federal death and estate taxes
- create an inheritance for your heirs
- pay final expenses
We make buying life insurance easy
At Petersburg-Wrangell Insurance, we make the process of buying life insurance extremely simple.
We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.
When purchasing life insurance there are a few things to consider. Do you want Term Life Insurance, or Whole Life?
If you don’t understand the difference that’s okay. That’s what we’re here for.
Life insurance is based on two main variables — your age, and your health.
How much life insurance do I need?
A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.
One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.
The amount of coverage you need depends on a number of different variables. Here are a few examples:
- how many children you have
- your future earnings potential
- whether or not your married
- spouses future earnings potential
- you and your spouses age
- amount of debt you have
If you have questions, or would like the get the ball rolling, give our office a call, or head over to our quotes page to get started.